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Bank Australia open to serve our customers: As an essential service our branches and contact centre remain open to serve our customers with their banking needs during the COVID-19 pandemic. Please use the 'find us' function to view your nearest branch's current operating hours. You can still get in touch with us by phone on 132 888 from 8:00am to 8:00pm, Monday to Friday and 9:00am to 2:00pm Saturday. It may take us longer to answer your call as more customers choose to call rather than come into a branch so thanks in advance for your patience and please take care of yourselves. View details

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Everyday Access

An everyday bank account that can create positive impact

A truly responsible bank can make society better. We use the money our customers deposit to make loans to people, community organisations and businesses that create positive change. By choosing to bank with us, you will have peace of mind knowing your money won’t be supporting the growth of harmful industries.

You can help make a positive impact

By moving your banking to Bank Australia, you are ensuring your money isn’t supporting the fossil fuel industry or industries that harm people and the planet.

No monthly account fee*

 when you deposit $2000 or more each month (like your salary).

Access your money anytime, anywhere

Manage your money 24/7 with our app and Internet Banking, plus over 10,000 free ATMs with Bank Australia and all major banks via Visa debit card.

Why choose
our Everyday
Access account? 

The monthly account fee is waived if one of these applies;

  • You're under 25 years of age
  • You add $2000 or more in external deposits to your Everyday Access account each month (like your salary)
  • You support the bank with combined loans, savings and investments over $50,000
  • You receive government benefits such as a pension - Find out more

If you don't qualify for fee free banking, the monthly fee on your Everyday Access account is $5 for unlimited transactions.

Manage your money 24/7 

Manage your money any time via our fully-featured mobile app or Internet Banking.  

Access to over 10,000 free ATMs

10,000 free ATMs including Bank Australia ATMs and those of all the major banks.

Osko and PayID

Send and receive payments in under 60-seconds using Osko and PayID. 

Digital wallet  

Set up your digital wallet with Apple Pay, Samsung Pay or Google Pay. 

Visa Debit card 

With Visa Debit card you have worldwide access to your money and 24/7 fraud monitoring.

Get instant access to your Visa debit card

The days of having to wait for your card in the mail are over. Securely view your card details (full card number, expiry date, embossed name and CCV) from the App or Internet Banking.

Find out more 

No more waiting

If you sign up online or already have an existing card with Bank Australia, you will instantly receive a digital version of your card, available via the App or Internet Banking.

Add to your digital wallet

Add your new digital card to Apple Pay, Samsung Pay or Google Pay to start spending straight away. No need to wait for your physical card to arrive.

Cancel, reorder and go

If you need to cancel your card, you can reorder it via the App or Internet Banking and instantly receive your new digital card, which will be available in the App or Internet Banking.

It all adds up with Round UP

Let your small change grow your savings.

 

 

Round UP lets you grow your savings through your daily Visa debit purchases

Any eligible purchase with your Bank Australia Visa debit card is rounded up to the nearest dollar amount via a separate debit transaction. 

The extra amount is then transferred to your nominated Savings account. Same goes for your Bank Australia Credit Card, but instead of an increase in savings, you'll see a decrease on your credit card bill. 

All you need is a Bank Australia transaction account to get started. 

Find out more

Joint Accounts

Apply for a Joint Account today.

Find out more 

Why choose our Joint Account?

You can open a Joint Account for any of our transaction or savings accounts, such as Everyday Access for your day to day banking or our Bonus Saver.

Manage your money, together

With a Joint Account, together you can track your spending, manage your combined expenses such as bills, and save for your goals. You can save time and be more efficient by having your joint finances in a spot where you both have access.

Plus all our regular benefits

Digital cards, for instant access to your new Joint Account Visa debit card, Round UPs and all our app features including card controls. 

Everything you need to know about this account

Who can apply?

To open an Everyday Access account online, in branch or over the telephone, you will need to:

  • Be 13 years or older.
  • Be opening it for personal use either individually or with others.

If you are under 13 years old, a parent or guardian will need to open an account on your behalf by calling us on 132 888 or visiting us in branch.
Rates and fees

The monthly account fee will be waived if one of these applies:

  • You're under 25 years of age
  • You add $2000 or more in external deposits to your Everyday Access account each month (like your salary)
  • You support the bank with combined loans, savings and investments over $50,000
  • You receive government benefits such as a pension - Find out more

Otherwise, the monthly fee on your Everyday Access account is $5 for unlimited transactions.

All rates and fees

Open an Everyday Access account online

Open an account in less than five minutes if you are 18 years or over, an Australian resident and not a foreign tax resident. All you need is your driver’s licence or passport and a Medicare card.

A truly responsible bank can make society better

We use the money our customers deposit to make loans to people, community organisations and businesses that create positive change. When you bank with Bank Australia, you can be confident your money is working towards a positive and more sustainable future. 

That’s why we’re the bank with clean money.

Frequently asked questions

Are you a secure bank?

Yes. We’ve been in business since 1957 and we are one of the strongest small banks in Australia.

We are regulated in the same way as every bank in Australia. Deposits are guaranteed by the Australian Government. Learn more.

Where are your branches located?

We have branches in a range of locations around Australia. However in a sense we are everywhere now. People all over Australia bank with us over the phone and online. Bank Australia customers have fee free access to more than 10,000 ATMs including Bank Australia ATMs and those of all the major banks. 

Find branches & ATMs

Which ATM's can I use?

Bank Australia customers have fee free access to more than 10,000 ATMs including Bank Australia ATMs and those of all the major banks. 

Use your Bank Australia Visa card to withdraw cash fee free from these ATMs:

  • Bank Australia
  • ANZ
  • Commonwealth Bank
  • NAB
  • Westpac

Please note from 1 January 2019, you may be charged by the ATM owner to use a rediATM.

Find branches & ATMs

Who are you?

Bank Australia is a customer owned responsible bank, in the business to create mutual prosperity - for customers, the communities they live in and the planet we all live on.

We took on a new name last year, but we are well established. Customers have been banking with us since 1957 and today nearly 124,000 people and community sector organisations choose to bank with us.

How is a customer owned bank different from other banks?

As a customer owned bank, we are 100% owned by our customers - we have no external shareholders. In fact, our customers all hold one equal share in the bank.

Most other banks are 'investor owned' which means they are controlled by, and answer to, a small group of shareholders (who don’t even have to be customers). These banks focus on making profit for their shareholders above all else.

What’s important to know is that as soon as you join us, we are accountable to you.

Our profits are invested back into providing benefits to our customers such as supporting projects that do good, not harm, for people and the planet plus fair fees, rates, products and services. Our customers all have a say what our Impact Fund support on and the industries in our Responsible Banking Policy. Every customer is also a part owner of our Conservation Reserve.

Important information

General advice warning: In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Documents before making a decision to apply for products with Bank Australia.

*Eligibility criteria apply. You must deposit $2k to the Everyday Transaction Account each month or maintain $50k in total banking value to earn a monthly fee waiver the following month.

Bank Australia is committed to delivering memorable and superior service to all customers. We welcome your feedback, compliments and/or complaints about our performance.

® Registered to BPAY Pty Ltd ABN 69 079 137 518

Terms, conditions, fees and charges may be applicable. [email protected] and its device mark are registered trademarks of the Australian Postal Corporation. All rights reserved.

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We're available 8am-8pm, Mon to Fri, and 9am-2pm, Sat.