{ "@context": "https://schema.org", "@type": "Article", "mainEntityOfPage": { "@type": "WebPage", "@id": "https://www.bankaust.com.au/blog/{{slug}}" }, "headline": "{{title}}", "description": "{{desc}}", "image": "{{image}}", "author": { "@type": "Organization", "name": "Bank Australia", "url": "https://www.bankaust.com.au/" }, "publisher": { "@type": "Organization", "name": "Bank Australia", "logo": { "@type": "ImageObject", "url": "https://cdn.prod.website-files.com/64d5d5beb2a67e9491ecdff8/64d5d5beb2a67e9491ece00c_BA-logo-white.webp" } }, "datePublished": "{{datePublished}}", "dateModified": "{{dateModified}}" }
Skip to main content
No items found.
Back to blog
Impact

These Hervey Bay villas are helping redefine disability housing in regional Australia

Photo journal

Accessible Homes Australia has opened its latest milestone project: a 12-home village in Hervey Bay that's helping redefine specialist disability accommodation in Australia.

Not long after Urraween Village opened its doors, a woman wandered on to the site and asked how she could apply for one of the 12 villas.

There was one major obstacle, though: she wasn’t an NDIS participant. 

She had no idea the beautifully designed homes were specialist disability accommodation (SDA). They just looked like somewhere she’d love to live.

“We have designed them to look like any desirable home that you might see in the community,” says Brianna Barry, the General Manager of Accessible Homes Australia (AHA), the organisation behind the build.

Urraween Village is located in Queensland’s Hervey Bay and was funded by a Bank Australia impact loan.

It’s the next evolution of AHA’s mission: to reshape what SDA looks like in this country, and – in doing so – change how its tenants live.

A model that suits regional Australia

Until now, AHA’s developments have involved SDA apartments being built into existing complexes in urban areas.

Urraween Village, which was completed earlier this year, is different.

It’s AHA’s first standalone, “horizontal” model, made up of 12 villas – one per participant – in a secure, gated complex with shared facilities, including a pool, gym and media room. 

This model and location were chosen for various reasons:

  • Hervey Bay is within easy reach of AHA’s head office and has ample access to trade and services
  • The town has higher-than-average rates of people living with disability
  • Villas better reflect how people live in regional areas
  • The site itself is centrally located, backs onto an accessible rail trail and has nearby local amenities, including a shopping centre and hospital.

Inside the villas

Each villa is built to High Physical Support (HPS) standard, the highest level of SDA design.

But there’s no trade off between accessibility and aesthetics. With wooden fittings, ample room to get around and plenty of natural light, the villas deliberately don’t look or feel clinical.

The homes are created for accessibility and comfort.

There’s a “provisional” approach to accessibility.

Features like ceiling hoists, automated doors and voice-activated lighting are built in as capacity, but aren’t mandatory for tenants who don’t need them. 

“Different people have different needs,” Bree says.

“The more we treat people who are going to end up living in our homes like genuine stakeholders in what we're doing, the better the SDA market is going to become.”

Other features are just part of the build:

  • Extra wide doorways and zero thresholds
  • Height-adjustable, side-opening kitchen benches
  • A multipurpose room per villa, the use of which is entirely up to the tenant (current uses include a guest room, home office and art studio)
  • A second bathroom, so no-one has to move through the tenant’s bedroom to reach a shower
  • Back-up power to keep equipment and hoists running during an outage.

The impact on tenants’ lives

Like AHA’s other projects, Urraween Village provides around-the-clock shared support for its tenants by an on-site support worker.

This means tenants can call on help exactly when they need it, and not have to plan around their independent support roster (which remains entirely in their control). 

AHA co-founder and CEO Perry Cross, who has lived with disability for over 30 years, says that on-call safety nets are what’s been missing from disability housing for decades.

“The housing is the easy bit,” he says. “Finding great quality care and support is actually very challenging."

Bree and Perry say that having safe, stable and suitable housing, along with that shared support, is changing lives in big and small ways:

Having the pool and gym on site means tenants can exercise, without the travel and cost of going to a clinic.

“Exercise for people with disabilities is just important as it is for anyone else,” Perry says.

Couples can be partners again, moving beyond the carer-patient relationship.

“There’s a reunification that can happen when people have their own homes,” Bree says.

One resident, who was previously living in shared accommodation, is now able to co-parent her toddler more often.

“That second bedroom is used for her son, which is really special,” Bree says.

Tenants can live more spontaneously instead of planning their day-to-day around their care roster and appointments: “It’s helped a lot of people sleep in on a Sunday,” Bree says.

How a Bank Australia impact loan helped

The Urraween Village project was funded by a Bank Australia impact loan, building on a long-standing relationship between AHA and the bank. 

Perry describes it as different to a typical lender-debtor relationship. “We're both vested partners in this project," he says.

“Without Bank Australia, it wouldn't be possible. It’s important that we’re building national generational infrastructure for people with disabilities.”

Bank Australia was the first bank in the country to lend to organisations building SDA, and this values alignment has had real-world impacts on the project. 

For example, Bree says amenities like the pool, gym and media room could have been considered “luxuries” by a lender without that level of commitment.

“It was that shared understanding of the purpose of this type of housing that allowed us to make sure it's not just the bare basics – it's something that's going to help people flourish."

Nicole Chen, a Senior Manager of Impact Lending at Bank Australia, says, “we’re proud to continue supporting AHA with the delivery of purpose-built SDA homes in a regional area of need.

"Urraween Village will enable people living with disability to live with greater independence, choice and connection to their local community. AHA genuinely cares about the impact of their homes on the resident.

"They go above what is required in SDA housing, delivering spacious, well located, high amenity and desirable homes for participants with an onsite shared support model.

"We’ve been lucky enough to meet many of AHA’s residents and have seen first-hand the transformational impact that an AHA home has had on their lives.”

The struggle to meet demand, and what’s next

When they set out, AHA wasn’t sure if this model would even work.

Before the build was complete, they had over 70 enquiries for the 12 villas. Nine villas have been allocated, and there are 21 people on the shortlist for the final 3. 

For Bree, the question has moved from “is this going to work?” to “how can we house everyone?”

Now, it’s a proven concept that they’re hoping to replicate in many more regional communities. 

And the numbers back it up. Under this model, AHA estimates an annual saving of $70,000 per person for the NDIS in support costs compared to a three-person shared home.

But for Perry, the wins go beyond that. “We've designed something that is world class, it’s a first for Australia, and the impact is immeasurable,” he says.

“The amount of times we've seen people move in and then just have the bandwidth to focus their energy elsewhere on the goals that they actually want to pursue… when you take the weight of the world off people's shoulders, we can truly see them flourish.”

Learn more about Bank Australia’s impact lending.

Related stories

Impact

These Hervey Bay villas are helping redefine disability housing in regional Australia

Impact

Open Table is rescuing food waste and feeding the community

Impact

Meet the organisations supported by our 2026 community customer grants program

Impact

Caring for Country: How the Nari Nari People are restoring a vital wetland

Impact

Empowering First Nations entrepreneurs: The impact of First Australians Capital

Discover how First Australians Capital is empowering First Nations entrepreneurs with culturally informed finance, business support and long‑term impact.

Learn more about First Australians Capital.

Impact

How Bank Australia’s new Impact Term Deposit works – and where your money goes

Want to grow your savings while helping fund targeted positive impact for people and the planet? Our new Impact Term Deposit could be for you.

Impact

Extreme heat in NSW rentals: Why Bank Australia is backing Sweltering Cities

We've partnered with Sweltering Cities to support renters in NSW dealing with extreme heat. Here's what the partnership involves and how you can get involved.

Impact

Native planting: Sustainability and biodiversity for your garden

Impact

How to stay warm (and keep bills down) this winter

Feel like you’re constantly trying to stay ahead of the chill in your home? You’re not alone. Whether you’re renting, renovating or just trying to cut costs, here are an expert’s practical tips on staying warm and saving energy this winter.

News

Step inside: We’re supporting Sustainable House Day 2026

Impact

We're continuing our partnership with Seed Indigenous Youth Climate Network

From leadership summits to frontline campaigns, Seed Indigenous Youth Climate Network is driving First Nations-led climate action across Australia. Here's how we're supporting them.

Money

Money mule scams: What to do if someone asks you to transfer money

Money mule scams don't always look like scams. Here's what they look like, why they're so common, and what to do if you've been approached.

Impact

What B Corp certification actually requires of Bank Australia and what it means for customers

Every March, B Corp Month gives certified companies a moment to reflect. Bank Australia asked our Impact Integrity Manager Renzo Mori what the certification means in practice, and what it means for customers.

Impact

Customer ownership makes banks bolder, and that’s what we need right now

In an era of climate urgency, housing stress and deepening inequality, the way our banks are structured matters more than ever. Customer-owned banking removes some of the barriers to long-term, values-driven action, and it may be the model the world needs the most right now.

News

Partnering with Environment Victoria to support household electrification

We’re proud to announce our partnership with Environment Victoria, an independent charity working to build a thriving, sustainable society that protects and values nature.

Impact

The ‘growler’ at Wirey Swamp: A long-awaited frog call in Victoria's changing landscape

Last spring, a ‘chorus’ of growling grass frogs were heard at a Nature Glenelg Trust restored wetland for the first time, a hopeful sign for the vulnerable Australian amphibian.

Impact

A beach cleanup won’t solve marine pollution. We did one anyway. Here’s why it mattered.

A firsthand look at Bank Australia’s beach clean‑up with Parley for the Oceans, exploring where ocean plastic really comes from, why systemic solutions matter, and how recycled‑plastic bank cards support a more sustainable future.

Impact

How switching to an ethical bank can help safeguard Australia’s ecosystems

On World Wildlife Day, we celebrate the species that make Australia extraordinary.

Impact

How Bank Australia supports people with disability

To mark International Day of People with Disability, we’re reflecting on some of the ways that Bank Australia is working to improve accessibility and inclusion across our banking, our partnerships and our impact.

Impact

A year of creating positive impact with our customers: Bank Australia’s 2025 Impact Report

We’ve published our 2025 Impact Report, reflecting our financial, social, and environmental performance before merging with Qudos Bank. It highlights how customer ownership drives meaningful outcomes for people and planet.